Your child's future starts with a plan today
The YESS Fund is an interest-free education savings program — like a layby for your child's overseas study. Set aside what you can, when you can. Every dollar goes toward education costs.
Created by the founders of Ferguson Education & Migration, the YESS Fund (Your Education Smart Saver) helps Pacific Island families prepare for the real cost of overseas study — without interest or fees eating into what you save.
You do not need the full amount ready on day one. Starting small and starting early is infinitely better than not starting at all.
- Interest-free — every contribution goes toward education costs
- Flexible amounts that fit your household budget
- Designed for Pacific families planning study in Australia or New Zealand
- Backed by Ferguson's 26+ years and 98% visa success rate
Who is the YESS Fund for?
Parents of primary school children
Start now and build savings over years — small, consistent contributions add up long before Year 12.
Parents of secondary students
Close the gap between where you are today and the funds required before your child finishes school.
Students saving for themselves
A structured, accountable framework for putting money aside toward your own education goals.
How it works
Share your goals
Tell Ferguson about your child's age, preferred destination, and when you hope they will study abroad.
Get a personalised plan
Our team maps contributions to your income and timeline — flexible amounts that fit your household budget.
Save interest-free
Make regular contributions over months or years. No interest charged. No hidden fees.
Apply when ready
When your child is ready to enrol, accumulated savings go toward tuition, visa fees, OSHC, and other costs.
Real costs to plan for
A YESS Fund savings plan maps your contributions to a target over your chosen timeline. These figures are a guide — your Ferguson advisor will help you build a plan around your family's goals.
- Diploma or Advanced Diploma in Australia: AUD $4,000–$22,000 per year
- Bachelor degree: AUD $15,000–$33,000 per year
- Living costs in Australia: approximately AUD $21,041 per year (Department of Home Affairs guideline)
“YESS Fund was created by Ian and Sarika Ferguson — the same founders behind Ferguson Education & Migration, one of Australia's most trusted education and migration consultancies with a 98% visa success rate over 26 years. When your child is ready to enrol, the full Ferguson team is behind you.”
Start your child's YESS Fund today. One of our advisors will contact you within 24 hours.
Want more detail first? Read our practical guide for parents or visit yessfund.com.
Start your YESS Fund
Interest-free education savings for Pacific families. We reply within 24 hours.
Planning ahead changes everything
Talk to Ferguson about your family's education goals — wherever you are in the Pacific.